November 2017

Found 9 blog entries for November 2017.

Affordability is a major concern for today’s aspiring first-time homebuyers. In hot real estate markets like the Greater Toronto and Greater Vancouver regions, however, the desire for affordability can be challenged by the competitive fervour caused by escalating prices and bidding wars. As anyone who has researched homeownership in these markets knows, it’s easy to feel the pressure to bid higher than you’d like.

Resist the urge. It’s important to go house hunting with a firm price range in mind. If something is outside of your budget, it’s not affordable – period. A successful home purchase isn’t about beating out 20 other offers; it’s about sealing the deal on a home you can afford, with money left over each month after your mortgage is paid, to

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Image result for santa Claus parade


Get in the holiday spirit with the Town of Sylvan Lake by joining us for Holiday festivities! You’ll see the annual Santa Claus parade, fireworks, enjoy the Spirit of Sylvan Yuletide Festival and get to meet the big guy himself at Breakfast with Santa.

Holiday Sleigh (wagon) Rides
- December 1: 1:00 PM - 9:00 PM 
- December 2: 1:00 PM - 9:00 PM
- Centennial Park South Parking Lot
- Free holiday wagon rides along Lakeshore Drive with coffee and hot chocolate offered by Snake Lake Brewing Company.

Spirit of Sylvan Yuletide Festival
- December 1: 4:00 PM - 9:00 PM
- December 2: 10:00 AM - 4:00 PM
- NexSource Centre (4823 49 Avenue)
- Festival market, kids zone, entertainment and more!
- For more information on the festival, check out the festival's

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Image result for first time home buyer tax credit

The First-time Home Buyers' Tax Credit was introduced as part of 'Canada's Economic Action Plan' to assist Canadians in purchasing their first home. It is designed to help recover  closing costs such as legal expenses, inspections, and  land transfer taxes.

The Home Buyers' Tax Credit, at current taxation rates, works out to a rebate of $750 for all first-time buyers. After you buy your first home, the credit must be claimed within the year of purchase and it is non-refundable. In addition, the home you purchase must be a 'qualified' home, described in more detail below. If you are purchasing a home with a spouse, partner or friend, the combined claim cannot exceed $750.

To receive your $750 claim, you must include it with your personal tax

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Image result for lower Your heating bill

Heating bills are substantial—and can also be a surprise for new homeowners who wouldn’t have paid for utilities before. There’s no getting around this expense, but there are ways to reduce it. Here are just 10 ways you can lower your heating bill.

Beef up insulation.

You can hire a professional to blow cellulose into wall cavities, but with protective goggles and clothing, a novice can lay bats of fibreglass in exposed ceiling joists, crawl spaces and attics.

Service your equipment.

A well-running machine is an efficient machine, so extended warranties and annual checkup plans are a good investment for furnaces, boilers and hot water tanks.

Replace furnace filters every few months (more if you own pets or have done extensive

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Senior couple visit new home with an estate agent

With so much information readily available online, clients sometimes ask me, "Why should we hire a real estate agent?" They wonder, and rightfully so if they couldn't buy or sell a home through the Internet or regular marketing and advertising channels without representation, without a real estate agent. Some do OK; many don't. So if you've wondered the same thing, here are 10 reasons why you might want to consider hiring a professional real estate agent.

1 Education & Experience

You don't need to know everything about buying and selling real estate if you hire a real estate professional who does. Henry Ford once said that when you hire people who are smarter than you are, it proves you are smarter than they are. The trick is to find the right

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Yes, there are some dishonest real estate salespeople out there, just as there are terrible people in every profession. These sales reps have hurt the public financially and broken the public’s trust. They should be fined heavily and banned from real estate.

But there are also many real estate salespeople who are trustworthy and work hard every day. They demonstrate their integrity even when it costs them a paycheque. They will tell you the truth even when it’s something you don’t want to hear. That’s how important it is to them to be upfront and honest.

To every one of you who have been hurt by a dishonest sales rep, we grieve with you and offer our humblest apologies that you’ve been through that. It makes us sick too and angry that our

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 House with Snow in Winter

Move over, summer real estate market: An increasing number of Canadians, including first-time homebuyers, are turning to winter house hunting. Here are five reasons why the off-season may be the most magical time of the year…to buy your first home!

1. There’s less competition

Between travel, holiday planning, end-of-year demands at work and a natural urge to cocoon at home, people are less likely to launch a house hunt in December.

This means you’re less likely to fall into a bidding war or to have competitors vying for “your” dream home. Wait too long, and your offer won’t be the only one a seller has to consider.

2. Sellers are motivated

For the same reasons that people are less likely to go house hunting in winter, homeowners are less likely to list in

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Who is ready to WIN TICKETS to The FESTIVAL OF HOMES TOUR?! I have two tickets up for grabs, all you have to do is Join ME at my Mega Open House! Located at 6170 Orr Drive, Red Deer on Sunday November the 12th From 1:00-3:00PM. Jacqueline White will be there too answering all of your hard mortgage questions!

A Big Thanks to Krest Homes For Donating these tickets, You Rock! PM me for more info on this Excellent Property or The Festival of Homes Tour! This is a great cause and you won't want to miss out! See You Then! Winner will be announced On November 13, 2017.

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 If you’d like to update and improve the look of your kitchen without the high costs associated with buying and installing new cabinets, then refinishing or refacing them is a decidedly simpler, less expensive approach.


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